| Budgeting Worksheet | MONTHLY BUDGET AMOUNT |
| INCOME: | |
| Wages and Bonuses | |
| Interest Income | |
| Investment Income | |
| Miscellaneous Income | |
| Income Subtotal | |
| INCOME TAXES WITHHELD: | |
| Federal Income Tax | |
| State and Local Income Tax | |
| Social Security/Medicare Tax | |
| Income Taxes Subtotal | |
| Spendable Income | |
| EXPENSES: | |
| HOME: | |
| Mortgage or Rent | |
| Homeowners/Renters Insurance | |
| Property Taxes | |
| Home Repairs/Maintenance/HOA Dues | |
| Home Improvements | |
| UTILITIES: | |
| Electricity | |
| Water and Sewer | |
| Natural Gas or Oil | |
| Telephone (Land Line, Cell) | |
| FOOD: | |
| Groceries | |
| Eating Out, Lunches, Snacks | |
| FAMILY OBLIGATIONS: | |
| Child Support | |
| Alimony | |
| Day Care, Babysitting | |
| HEALTH AND MEDICAL: | |
| Insurance (medical,dental,vision) | |
| Unreimbursed Medical Expenses, Copays | |
| Fitness (Yoga,Massage,Gym) | |
| TRANSPORTATION: | |
| Car Payments | |
| Gasoline/Oil | |
| Auto Repairs/Maintenance/Fees | |
| Auto Insurance | |
| Other Transportation (tolls, bus, subway, taxis) | |
| DEBT PAYMENTS: | |
| Credit Cards | |
| Student Loans | |
| Other Loans | |
| ENTERTAINMENT/RECREATION: | |
| Cable TV/Videos/Movies | |
| Computer Expense | |
| Hobbies | |
| Subscriptions and Dues | |
| Vacations | |
| PETS: | |
| Food | |
| Grooming, Boarding, Vet | |
| CLOTHING: | |
| INVESTMENTS AND SAVINGS: | |
| 401(K)or IRA | |
| Stocks/Bonds/Mutual Funds | |
| College Fund | |
| Savings | |
| Emergency Fund | |
| MISCELLANEOUS: | |
| Toiletries, Household Products | |
| Gifts/Donations | |
| Grooming (Hair, Make-up, Other) | |
| Miscellaneous Expense | |
| Total Investments and Expenses | |
| Spendable income minus total expenses and investments | |