Budgeting Worksheet | MONTHLY BUDGET AMOUNT |
INCOME: | |
Wages and Bonuses | |
Interest Income | |
Investment Income | |
Miscellaneous Income | |
Income Subtotal | |
INCOME TAXES WITHHELD: | |
Federal Income Tax | |
State and Local Income Tax | |
Social Security/Medicare Tax | |
Income Taxes Subtotal | |
Spendable Income | |
EXPENSES: | |
HOME: | |
Mortgage or Rent | |
Homeowners/Renters Insurance | |
Property Taxes | |
Home Repairs/Maintenance/HOA Dues | |
Home Improvements | |
UTILITIES: | |
Electricity | |
Water and Sewer | |
Natural Gas or Oil | |
Telephone (Land Line, Cell) | |
FOOD: | |
Groceries | |
Eating Out, Lunches, Snacks | |
FAMILY OBLIGATIONS: | |
Child Support | |
Alimony | |
Day Care, Babysitting | |
HEALTH AND MEDICAL: | |
Insurance (medical,dental,vision) | |
Unreimbursed Medical Expenses, Copays | |
Fitness (Yoga,Massage,Gym) | |
TRANSPORTATION: | |
Car Payments | |
Gasoline/Oil | |
Auto Repairs/Maintenance/Fees | |
Auto Insurance | |
Other Transportation (tolls, bus, subway, taxis) | |
DEBT PAYMENTS: | |
Credit Cards | |
Student Loans | |
Other Loans | |
ENTERTAINMENT/RECREATION: | |
Cable TV/Videos/Movies | |
Computer Expense | |
Hobbies | |
Subscriptions and Dues | |
Vacations | |
PETS: | |
Food | |
Grooming, Boarding, Vet | |
CLOTHING: | |
INVESTMENTS AND SAVINGS: | |
401(K)or IRA | |
Stocks/Bonds/Mutual Funds | |
College Fund | |
Savings | |
Emergency Fund | |
MISCELLANEOUS: | |
Toiletries, Household Products | |
Gifts/Donations | |
Grooming (Hair, Make-up, Other) | |
Miscellaneous Expense | |
Total Investments and Expenses | |
Spendable income minus total expenses and investments |